Your Pet Deserves the Best Care Possible
Flexible payment options for veterinary care, surgeries, and emergency treatments—because your furry friend's health shouldn't wait.
256-bit Encrypted
No Credit Impact
Results in Minutes
Simple, Stress-Free Process
Three easy steps to give your furry companion the care they deserve
Step 1
Share Your Information
Fill out our quick, secure form in just 2 minutes. No complicated paperwork, no hassle.
Step 2
Find Your Match
We connect you with trusted providers offering flexible payment options tailored to your needs.
Step 3
Get Your Pet Help
Choose your payment plan and get your beloved pet the medical attention they need today.
$500–$5K
Financing options
2 Min
Quick Application
Same Day*
Care May Be Available
All Pets
Dogs, Cats & More
*Same-day care subject to lender approval and veterinary availability. Not all applicants qualify. Financing range subject to creditworthiness.
Frequently Asked Questions
Everything you need to know about pet care financing
What veterinary services are covered?
Our financing options cover a wide range of veterinary services including emergency care, surgeries, dental procedures, diagnostics, medications, preventative care, specialty treatments, and more. Whatever your pet needs, we can help make it affordable.
Will checking rates affect my credit score?
No, checking your rate uses a soft credit inquiry, which won't impact your credit score. You can explore your options worry-free. Only if you choose to accept a loan offer from a lender will a hard inquiry potentially be made.
How quickly can my pet get treatment?
Many pet parents receive a lender match within minutes of submitting their application, subject to lender approval and creditworthiness. Same-day care may be possible if matched with a lender and your veterinarian is available.
What are the eligibility requirements?
You must be at least 18 years old, a U.S. citizen or permanent resident, have a valid Social Security Number, an active bank account, and a verifiable source of income. The process is straightforward and designed with pet families in mind.
What types of pets are covered?
We welcome all pets! Whether you have a dog, cat, rabbit, bird, reptile, or exotic animal, you can get help covering their veterinary care costs.
What are typical repayment terms?
Repayment terms through our lending network range from 61 days to 72 months (6 years), giving you flexibility to choose what works best for your budget. APR ranges from 5.99% to 35.99%. You will see all terms upfront before making any commitment.
What happens after I apply?
After you submit your application, we search our network of lenders on your behalf. If a match is found, you'll be presented with loan offer details including the APR, monthly payment, and total cost — all before you commit to anything. You choose whether to accept. There is no obligation to proceed.
Is my personal information secure?
Yes. We use 256-bit SSL encryption to protect all data transmitted through our platform. Your information is only shared with participating lenders in our network for the purpose of matching you with financing options. We never sell your information to third-party marketers. See our Privacy Policy for full details.
What if I don't qualify or am denied?
Not everyone will qualify — approval depends on the individual lender's underwriting criteria. If you are not matched or are denied, your soft credit inquiry will not affect your credit score. We recommend contacting your veterinarian directly about payment plans, or reaching out to our support team for alternative resources.
Still have questions? We're here to help.