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Our Story

Every Pet Deserves a Chance

PetVetPlans was founded on a simple belief: no pet should go without care because their owner can't pay upfront. We connect pet families with lenders who share that belief.

Veterinarian caring for a dog

Our Mission

We believe the bond between a pet and their family is priceless. When a veterinary emergency or unexpected treatment arises, the last thing a pet parent should face is a financial wall between their loved one and the care they need.

PetVetPlans bridges that gap. We're a loan matching service — not a lender — that connects pet owners with participating financial institutions offering transparent, affordable payment plans for veterinary care.

"We exist so that 'I can't afford it' is never the reason a pet doesn't get care."

What We Stand For

Four principles guide everything we build and every decision we make.

Transparency

All APR ranges, fees, and terms are shown upfront. No surprises, ever.

Pet First

Every feature we build starts with one question: does this help a pet get care faster?

Security

Your data is protected with 256-bit encryption and strict access controls.

Accessibility

Financing shouldn't be limited to those with perfect credit. We work with a broad lender network.

Making a Real Difference

The numbers behind our mission

50K+
Pets Helped
$5K
Max Financing
2 Min
Average Application
48
States Served

The Team Behind PetVetPlans

Pet owners, fintech veterans, and animal welfare advocates — united by a shared mission.

Sarah Mitchell, Co-Founder & CEO

Sarah Mitchell

Co-Founder & CEO

Former veterinary practice manager with 12 years in animal healthcare finance. Mom to three rescue dogs.

James Okafor, Co-Founder & CTO

James Okafor

Co-Founder & CTO

10 years in fintech engineering. Previously led lending platform infrastructure at two Fortune 500 financial institutions.

Maria Chen, Head of Compliance

Maria Chen

Head of Compliance

15 years in consumer financial regulation. Expert in TILA, ECOA, and state-level lending law across all 50 states.

Ready to Help Your Pet?

Applying takes under 2 minutes and won't affect your credit score.